The Common Man's perspective

You know what would be interesting? A book from the "common man's" perspective in either of the major comics universes. I don't mean a comic book. I mean, a book written as if it were meant to be sold in WayneBooks or the like.

The ordinary person would have such a strained perspective on things. Of course, even for us in this mundane, spandex free world, can have sudden destruction come down on us. However, in a super-hero universe, there's always that nagging fear that this will be the time that your house gets flattened by a hero recoiling from the villain of the week's punch, or indeed, far, far worse. What Gothamite doesn't live in secret fear of the Joker? Would there be an entire field of psychology for those afraid of running into a "costume?"

That's only the beginning of the questions. What place does a plain, ordinary accountant have in a world where Superman will buzz your officebuilding every morning at 8:58? Some of these things have been dealt with in one book or another, but to see how the normals would try to cope? The idea itself is just fascinating.